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You can trust us with your important referrals. We have a great track record of success as top producers. We have the experience you are looking for. Plus we are very web-savvy real estate agents, which is important to the majority of homeowners today. Why send a referral to anyone other than the best? This only reflects positively on you. 

As you well know, top real estate agents also have a higher closing ratio. You'll have a better chance of making a sale when you send your referrals to us. 

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Real Estate Tips
About Appraisals >Three Caballeros

When you buy a house or refinance your present home, your lender will ask you to pay for an appraisal to help ensure that the sales price and mortgage amount is consistent with the property's market value. The appraiser will look for "three caballeros" or three "comparables" -- homes that are very similar to the one you are buying -- and will make adjustments to reflect the differences between the properties.

Housing patterns tend to be homogenous, meaning that homes worth $300,000 are usually located in $300,000 neighborhoods. It is important for properties to be within the general pricing patterns of their neighborhoods because over-valued homes, even if they are exceptional, are sometimes difficult to sell at full market price.

This is not the only factor considered in determining the worth of a property, but it is an important one. The buyer or seller may view the property as a home or an investment, but lenders view it in a completely different way. To a lender, property means security in the event a borrower fails to repay a mortgage. Therefore, lenders must know real estate values in order to limit their risks.

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Real Estate Trivia
Q 
Exactly how many islands are included in the group called the 1000 Islands?

A 
There are actually 1,864 islands in the 80-mile stretch in the St. Lawrence River, between Ontario, Canada and New York State.
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Joe White and Janice Reid, REALTOR®, real estate agent and broker for Celebration, Kissimmee and Orlando, Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Joe White and Janice Reid
CENTURY 21 Real Estate Professionals

720 Celebration Ave., Suite 100
Celebration, FL 34747
Direct: 407-319-8357
Fax: 407-566-8511
JoeWhite@NUMBER1EXPERT.com

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